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$435,000
New Listing

440 OLIVE CONCH STREET
RUSKIN, FL 33570

For Sale|Single Family Residence|Active
5
Beds
3
Total Baths
3
Full Baths
2,522
SqFt
$172
/SqFt
2020
Built
Subdivision:
SHELL COVE PH 1
County:
Hillsborough
Call Now: 321-804-3112
Is this the listing for you? We can help make it yours.
321-804-3112
440 OLIVE CONCH STREET440 OLIVE CONCH STREET440 OLIVE CONCH STREET440 OLIVE CONCH STREET
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Monthly Payment (Est.)

$1,985
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

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Listing Snapshot
Price 
$435,000
Days On Site 
0 Days
Bedrooms 
5
Inside Area (SqFt) 
2,522 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.11 Acres
Year Built 
2020
MLS® Number 
TB8511817
Status 
Active
Property Tax 
$7,026
HOA/Condo/Coop Fees 
$8 monthly
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
9 hours agoListing updated with changes from the MLS®
22 hours agoListing first seen on site
General Features
Acres 
0.11
Direction Faces 
North
Energy Features 
Solar
Foundation 
BlockSlab
Garage 
Yes
Garage Spaces 
2
Levels 
One
Pets 
Yes
Property Condition 
New Construction
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
2970
Utilities 
Other
Water Source 
Public
Zoning 
PD
Interior Features
Appliances 
Refrigerator
Cooling 
Central Air
Flooring 
CarpetTile
Furnished 
Unfurnished
Heating 
Central
Interior 
Crown MoldingStone CountersWalk-In Closet(s)
Laundry Features 
Laundry Room
Bathroom 1 
Level - First
Bedroom 1 
Level - First
Dining Room 
Level - First
Kitchen 
Level - First
Living Room 
Level - First
Primary Bedroom 2 
Level - Second
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Exterior Features
Construction Details 
BlockBrick
Lot Features 
Waterfront
Roof 
Shingle
View 
PondWater
Waterfront 
Yes
Waterfront Features 
Pond
Waterview 
PondWater
Community Features
Association Dues 
8
HOA Fee Frequency 
Monthly
MLS Area 
33570 - Ruskin/Apollo Beach
Roads 
Asphalt
Township 
32
Schools
School District
Unknown
Elementary School
Ruskin-HB
Middle School
Shields-HB
High School
Lennard-HB
Listing courtesy of FLORIDA'S 1ST CHOICE RLTY LLC (813) 708-3937



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-05-24 03:40 PM EDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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