Professionals In The Home Buying & Selling Process

Professionals In The Home Buying & Selling Process

Mortgage Brokers/Loan Officers/Lender 

These are the first people potential home buyers should contact.  Without cash to buy in full a mortgage is needed.  The first step is the PRE-Approval.  This lets buyers know how much of a loan they qualified for.  No guessing just the facts.  These are the licenced mortgage professionals and are up to date on the latest regulations and loan programs you may be eligible for.  Only a licenced mortgage professional should be contacted about mortgages.

Realtors/Real Estate Agents

These professionals are the next step.  But they can be the first step briefly.  Once the Realtor has the PRE-Approval it is time to shop for the appropriate property.  Realtors are the guides and line of defense in the home shopping experience for home buyers and sellers .  When buying new homes the builders sales team has the best interest of the builder not the buyer.  The buyers Realtor works for the buyer and is free, paid for by the builder.

Real Estate Attorneys

It’s a good idea to find a attorney that is right for you early on.  Find out pricing and how and what the real estate attorneys process is for reviewing contracts.  When it comes to legal questions about the buying and selling process only a licenced Real Estate Attorney should be used.

Title Companies

Title companies show up most of the time when a buyer places a down payment on a property.  Although some title companies also do a title search on a property that is being put up for sale.  This helps ensure the title is clear.  It is common now for title companies to hold the down payment on a home.  Brokers rarely hold down payment money anymore.

 

How to get ready for a home inspection. Rich Noto Home inspector Realtor

Home Inspectors

Play a big part in confirming the property is in ok shape to purchase.  The home inspector should be selected prior to finding a home. The reason is when a home is found it may only be a maximum of 15 days to have the home inspected.  It can be much less.  Try and select 2 companies.  That way if one is busy the other may be free to inspect the property.  If you like a second opinion, having a second inspection is the way to go.  As a home seller having a inspection done prior to sale will help ensure your home passes the buyers inspection. If the inspector finds issues this will give you time to repair them. A home inspection is a small cost for such a large Purchase or sale.  Some things to keep in mind.  A home inspection can not find everything.  It is a visual on the surface inspections.  Home inspectors unless the Inspector has additional licenses can not check for things like wood destroying organisms and mold.

Licenced Appraisers

The Appraiser plays a large role in the process.  Mortgage companies always have the home appraised to make sure the amount they are lending is what the home is worth.  If the appraisal comes back off the lender will not lend.  Appraisers also can and should be used by a homeowner to get a more exact value of the property.  Like a home inspection it is a small cost for a very large purchase or sale.

Tax Professional/Accountant CPA/Tax Attorney

This is the person who is licenced to give tax advice.  If you have questions about how your purchase, investment property, 1031 exchange or other tax related questions will affect you. These are the professionals.

Notary Public/Loan Signing Agent

This is the last person you will see.  The Notary will have all your loan documents.  As a signing agent the Notary is generally trained in what each document means.  Also where to sign and initial.  The Signing agent may give you a brief explanation of each document.  The Notary does not have the ability to answer questions about things like why the interest rate is a certain amount.  For document terms the lender would need to be contacted.

Contractors

Such as Roofing, Electrical, and Plumbing Contractors (Electricians/Plumbers/Roofers).  Structural Engineers are also very important. You might be wondering why?  Well your home inspector will be pointing out defects.  The report will suggest these contractors as required.  To get a price and professional opinion on the repair these home contractors should be selected early on.  Again the inspection period may be a max of 15 days but don’t be surprised to see 7.  Having to start hunting contractors with the clock ticking may be to late.

Stores like Lowes and Home Depot

As a buyer or seller that has had a inspection or just looking to make upgrades.  These stores are essential.  It could be as simple as getting a price on a new dryer, carpet, sink, front door or a full kitchen renovation.  Be sure to use the resources they have online and in store if you have any questions about pricing.  While home shopping I have found these stores were my regular stops after house hunting for the day.

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$309,000
MLS# O5867556
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12667 Calderdale Ave
Windermere, FL 34786
3 BR | 2 BA | 1,696 Sqft | Residential
You don’t want to miss out this opportunity! Come see this lovely home. This home is loaded with granite countertops, stainless steel appliances, breakfast bar, open space floor plan. Huge patio with Lawn maintenance incl (more...)
METROPOLITAN R.E SOLUTIONS INC
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$358,888
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11513 Charnock Drive
Windermere, FL 34786
4 BR | 3 BA | 2,204 Sqft | Residential
Location! New home with complete premium package upgrades in the desirable Westside Village on the new side of Windermere Horizon West. The interior of this home features stone counters, 42 cabinetry with contemporary hardware, an open kitc (more...)
HIGHLIGHT REALTY CORP
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$289,990
MLS# O5867554
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11424 Center Lake Dr
Windermere, FL 34786
3 BR | 3 BA | 1,881 Sqft | Residential
One of the most desirable locations in Windermere at the best price! Enjoy the beautiful lake view Sunrise from your porch,This spacious townhome, feels like a single family home There are 3 bedrooms upstairs and a flex room on the first f (more...)
METROPOLITAN R.E SOLUTIONS INC
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$353,000
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9446 Trinana Cir
Winter Garden, FL 34787
3 BR | 3 BA | 2,029 Sqft | Residential
Welcome home to this well appointed, better than new, upgraded corner lot beauty! Enjoy greeting guests from the large front porch as you welcome them in to an open first floor living area with upgraded level 4 wood look tile throughout th (more...)
CURRI KIRSCHNER R.E. GROUP LLC
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$349,990
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15518 Fountain Cove Ct
Winter Garden, FL 34787
3 BR | 3 BA | 2,040 Sqft | Residential
Location and Value! Welcome home, this house has it all. Located in one of the best neighborhoods in Orlando, Top rated schools, shopping venues, and the best restaurants in town. Price is one of the lowest in the area for homes with simila (more...)
ORCA HOMES, LLC
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$351,540
MLS# O5867360
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2207 Standing Rock Cir
Oakland, FL 34787
4 BR | 3 BA | 2,191 Sqft | Residential
Brand NEW energy-efficient home ready NOW! The Emerson's pocket office off the dining room is a great space for tackling homework. Open kitchen has a work island that overlooks the combo dining area and family room. Upstairs game room offer (more...)
MERITAGE HOMES OF FL REALTY
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$329,000
MLS# O5865922
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14843 Driftwater Dr
Winter Garden, FL 34787
4 BR | 3 BA | 1,997 Sqft | Residential
Incredible opportunity! This is your chance to own one of the larger townhomes in the resort style community of Independence. This four bedroom home features the master bedroom on the ground floor, with double vanities, stand alone shower a (more...)
BHHS FLORIDA REALTY
New To Site
$352,455
MLS# W7823523
For Sale
6132 Glory Bower Dr
Winter Garden, FL 34787
4 BR | 3 BA | 2,138 Sqft | Residential
Under Construction. Ryan Homes at Hamilton Gardens is the perfect blend of location and lifestyle, surrounded by nature while close to everything. Experience this one-of-a-kind community where restaurants, retail, entertainment, and wellnes (more...)
MARGE F MALTBIE
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$350,000
MLS# O5867172
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8624 Powder Ridge Trl
Windermere, FL 34786
4 BR | 3 BA | 2,092 Sqft | Residential
Stunning home in the desirable community of Windermere Trails! This home offers 4 bedrooms, 2 bathrooms, half bath and attached 2 car garage. Energy Star certified, highly efficient insulated which brings your electric bill down. Community (more...)
FLORIDA CONNEXION PROPERTIES
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$270,000
MLS# O5867240
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1306 Priory Cir
Winter Garden, FL 34787
3 BR | 3 BA | 1,957 Sqft | Residential
This quiet neighborhood 3 bed 2.5 bath townhome is clean and ready for new owners! Super close to great shopping. Beautiful flooring in the main living areas is a must see! Loft bonus area upstairs makes this home larger than other floor (more...)
KW ELITE PARTNERS III REALTY
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$399,000
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Windermere, FL 34786
4 BR | 3 BA | 2,618 Sqft | Residential
Come see this beautiful home in Summerport in Windermere This is the perfect home for a family, excellent location, many upgrades, beautiful kitchen, new floors, new bathrooms upstairs just painted inside. Downstairs you have a formal dinin (more...)
MY FLORIDA REAL ESTATE GROUP LLC
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$379,000
MLS# O5866947
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7349 Twilight Bay Dr
Winter Garden, FL 34787
3 BR | 2 BA | 1,975 Sqft | Residential
Beyond Beautiful! From the inviting front porch, perfect for relaxing, to the lanai with a retractable screen, that extends the living area for more entertaining space, this lovely craftsman style house offers style and comfort together. M (more...)
FIERCE REALTY
New To Site
$308,000
MLS# O5867129
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12321 Via Derna Pl
Windermere, FL 34786
4 BR | 4 BA | 1,936 Sqft | Residential
Beautiful townhome in the Community of Carrington in Windermere. The property has 4 bedrooms and 3 1 / 2 bath, one master bedroom is downstairs, sterling steel appliances, 2 large car garage, the beauty is this townhome has Balcony through (more...)
SUNNY 365 REALTY GROUP
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$399,000
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6957 Northwich Dr
Windermere, FL 34786
4 BR | 4 BA | 2,667 Sqft | Residential
Beautiful single family home with splendid views to the backyard from the kitchen and the living room, back neighbor it's far from, it's mean more privacity. This home is very close of amenities of the subdivision because it's in the same s (more...)
REEURBAN REAL ESTATE SERVICES
New To Site
$324,900
MLS# O5866585
For Sale
261 Virginia Dr
Winter Garden, FL 34787
3 BR | 2 BA | 1,160 Sqft | Residential
New on the market! You have just located the perfect downtown Winter Garden Bungalow. With three bedrooms and two baths, this beauty is situated on a huge lot zoned R2, and just a few blocks from Plant Street, the West Orange Trail and all (more...)
CHARLES RUTENBERG REALTY ORLANDO
New To Site
$385,000
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For Sale
12633 Haddon Dr
Windermere, FL 34786
4 BR | 4 BA | 3,000 Sqft | Residential
* * Fantastic opportunity in Windermere for under $400k and 3,000sf and a bonus room, and a premium lot and much more * * * This property has had one owner since it was constructed in 2003 and has been wonderfully maintained. Sitting (more...)
LTD REALTY INC
New To Site
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7413 Leighside Dr
Windermere, FL 34786
3 BR | 3 BA | 1,881 Sqft | Residential
Luxury Windermere townhome in the popular Lake Burden community. 3 bedrooms, 2.5 baths with an open floor plan. The Kitchen features granite countertops with 42 cabinets, a large island, recessed lighting, double sink with stainless steel (more...)
COLDWELL BANKER REALTY
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$369,990
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16570 Silversaw Palm Dr
Winter Garden, FL 34787
3 BR | 2 BA | 2,058 Sqft | Residential
Pre-Construction. To be built. Ryan Homes at Hamilton Gardens is the perfect blend of location and lifestyle, surrounded by nature while close to everything. Experience this one-of-a-kind community where restaurants, retail, entertainment, (more...)
MARGE F MALTBIE
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Winter Garden, FL 34787
4 BR | 3 BA | 2,659 Sqft | Residential
Totally upgraded, on a prime lot and going up soon a BRAND NEW ROOF. 4 bedrooms, 3 baths. Kitchen has solid wood upgraded cabinets with granite counters, upgraded stainless steel appliances and lots of cabinets and storage. From the family (more...)
COLDWELL BANKER REALTY
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Windermere, FL 34786
4 BR | 3 BA | 1,997 Sqft | Residential
Story town home in excellent condition! The kitchen features granite counter tops, and a large island. This community featured a basketball and tennis courts as well as a playground. The resort-style swimming pool has a spacious sundeck and (more...)
1 ELEVEN REALTY
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$277,990
MLS# W7823410
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6228 Aralia Ivy Ln
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3 BR | 3 BA | 1,582 Sqft | Residential
Pre-Construction. To be built. Ryan Homes at Hamilton Gardens is the perfect blend of location and lifestyle, surrounded by nature while close to everything. Experience this one-of-a-kind community where restaurants, retail, entertainment, (more...)
MARGE F MALTBIE
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For Sale
8251 Lakeview Crossing Dr
Winter Garden, FL 34787
4 BR | 4 BA | 2,477 Sqft | Residential
Why wait for new construction on a small lot, when you can get in right now on a beautiful 4br 3.5 bath two story on a HUGE! lot in Waterleigh. Enjoy lake and sunset views from the balcony. The master and two bedrooms with a bonus area ar (more...)
COLDWELL BANKER REALTY
New To Site
$369,900
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14263 Prunningwood Pl
Winter Garden, FL 34787
4 BR | 3 BA | 2,696 Sqft | Residential
ndependence! Spacious 4 / 2.5 with loft area * * Freshly painted exterior * * Kitchen with breakfast bar, desk area, double pantry plus a butlers pantry with cabinets for more storage * * All kitchen appliances, washer and dryer in (more...)
INDEPENDENCE REALTY GROUP LLC
New To Site
$300,000
MLS# O5866117
For Sale
15214 Starleigh Rd
Winter Garden, FL 34787
3 BR | 3 BA | 1,960 Sqft | Residential
This amazing Winter Garden home located in the highly sough after community of Stone Creek is waiting for a new home owner to enjoy the beautiful new kitchen installed in 4 / 2020 with Granite counter tops, laminate wood flooring, New inter (more...)
HOMEXPO REALTY INC
New To Site
$275,000
MLS# O5865772
For Sale
1147 Priory Cir
Winter Garden, FL 34787
3 BR | 3 BA | 1,798 Sqft | Residential
WELCOME HOME to this beautiful end unit townhome with a pond view in the desirable Westbrook at Stoneybrook West! From the private front entry, to the open and bright living space, and the gorgeous BEAMING kitchen, this home is welcoming, p (more...)
ALL REAL ESTATE & INVESTMENTS
New To Site
$370,441
MLS# O5865959
For Sale
15376 Arcadia Bluff Loop
Winter Garden, FL 34787
3 BR | 3 BA | 2,102 Sqft | Residential
Under Construction. Ashwood floor plan in Enclave at Hamlin, located in Horizon West short distance for shopping and entertainment. This beautiful community includes community pool, cabana overlooking Lake Hartley, lawn maintenance and open (more...)
TAYLOR MORRISON REALTY OF FL INC
New To Site
$330,000
MLS# G5029497
For Sale
7114 Ventnor Dr
Windermere, FL 34786
4 BR | 3 BA | 2,105 Sqft | Residential
You have to see this IMMACULATE home. Extremely well-maintained home in a prime location in Windermere. Brand new A / C unit. Only 13 minutes to Disney World! Great local schools as well. Community features a large pool, basketball courts, (more...)
EXP REALTY LLC
New To Site
$389,988
MLS# O5865740
For Sale
15154 Newtonia St
Winter Garden, FL 34787
3 BR | 4 BA | 2,124 Sqft | Residential
This like-new 3 bedrooms 4 bathrooms 2,124 sqft two-story home sits in a corner lot of the highly sought after community of Cove at Hamlin, only minutes away from the newly developed Hamlin area, with tons of fantastic restaurants and shops (more...)
HOMEVEST REALTY
New To Site
$389,990
MLS# O5865308
For Sale
9431 Holliston Creek Pl
Winter Garden, FL 34787
3 BR | 3 BA | 2,082 Sqft | Residential
Opportunities abound in this nearly new and barely lived in home! If you are looking to purchase your first home, upsize, downsize, retire, vacation, or invest....this home is a winner on all accounts! Located in one of the most desirable (more...)
ERA GRIZZARD REAL ESTATE
New To Site
$399,990
MLS# S5034470
For Sale
14560 Spotted Sandpiper Blvd
Winter Garden, FL 34787
4 BR | 3 BA | 2,550 Sqft | Residential
Welcome to your new home. Stunning, move in ready, with 4 bedrooms 2 1 / 2 bathrooms and a loft. Formal living and dinning room separate from the kitchen and family room. The very spacious kitchen with natural gas stove, 42 espr (more...)
RE/MAX PRIME PROPERTIES
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