Professionals In The Home Buying & Selling Process

Professionals In The Home Buying & Selling Process

Mortgage Brokers/Loan Officers/Lender 

These are the first people potential home buyers should contact.  Without cash to buy in full a mortgage is needed.  The first step is the preapproval.  This lets buyers know how much of a loan they qualified for.  No guessing just the facts.  These are the licenced mortgage professionals and are up to date on the latest regulations and loan programs you may be eligible for.  Only a licenced mortgage professional should be contacted about mortgages.

Realtors/Real Estate Agents

These professionals are the next step.  But they can be the first step briefly.  Once the Realtor has the Preapproval it is time to shop for the appropriate property.  Realtors are the guides and line of defense in the home shopping experience for home buyers and sellers .  When buying new homes the builders sales team has the best interest of the builder not the buyer.  The buyers Realtor works for the buyer and is free, paid for by the builder.

Real Estate Attorneys

It’s a good idea to find a attorney that is right for you early on.  Find out pricing and how and what the real estate attorneys process is for reviewing contracts.  When it comes to legal questions about the buying and selling process only a licenced Real Estate Attorney should be used.

Title Companies

Title companies show up most of the time when a buyer places a down payment on a property.  Although some title companies also do a title search on a property that is being put up for sale.  This helps ensure the title is clear.  It is common now for title companies to hold the down payment on a home.  Brokers rarely hold down payment money anymore.

 

How to get ready for a home inspection. Rich Noto Home inspector Realtor

Home Inspectors

Play a big part in confirming the property is in ok shape to purchase.  The home inspector should be selected prior to finding a home. The reason is when a home is found it may only be a maximum of 15 days to have the home inspected.  It can be much less.  Try and select 2 companies.  That way if one is busy the other may be free to inspect the property.  If you like a second opinion, having a second inspection is the way to go.  As a home seller having a inspection done prior to sale will help ensure your home passes the buyers inspection. If the inspector finds issues this will give you time to repair them. A home inspection is a small cost for such a large Purchase or sale.  Some things to keep in mind.  A home inspection can not find everything.  It is a visual on the surface inspections.  Home inspectors unless the Inspector has additional licenses can not check for things like wood destroying organisms and mold.

Licenced Appraisers

The Appraiser plays a large role in the process.  Mortgage companies always have the home appraised to make sure the amount they are lending is what the home is worth.  If the appraisal comes back off the lender will not lend.  Appraisers also can and should be used by a homeowner to get a more exact value of the property.  Like a home inspection it is a small cost for a very large purchase or sale.

Tax Professional/Accountant CPA/Tax Attorney

This is the person who is licenced to give tax advice.  If you have questions about how your purchase, investment property, 1031 exchange or other tax related questions will affect you. These are the professionals.

Notary Public/Loan Signing Agent

This is the last person you will see.  The Notary will have all your loan documents.  As a signing agent the Notary is generally trained in what each document means.  Also where to sign and initial.  The Signing agent may give you a brief explanation of each document.  The Notary does not have the ability to answer questions about things like why the interest rate is a certain amount.  For document terms the lender would need to be contacted.

Contractors

Such as Roofing, Electrical, and Plumbing Contractors (Electricians/Plumbers/Roofers).  Structural Engineers are also very important. You might be wondering why?  Well your home inspector will be pointing out defects.  The report will suggest these contractors as required.  To get a price and professional opinion on the repair these home contractors should be selected early on.  Again the inspection period may be a max of 15 days but don’t be surprised to see 7.  Having to start hunting contractors with the clock ticking may be to late.

Stores like Lowes and Home Depot

As a buyer or seller that has had a inspection or just looking to make upgrades.  These stores are essential.  It could be as simple as getting a price on a new dryer, carpet, sink, front door or a full kitchen renovation.  Be sure to use the resources they have online and instore if you have any questions about pricing.  While home shopping I have found these stores were my regular stops after house hunting for the day.

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This terrific two-story four bedroom, three bath home fronts a gorgeous pond in an extremely private setting. Immaculate throughout, the first floor includes generous space for dining, the kitchen, living room and a guest bedroom, while ups (more...)
LAKEFIELD REALTY GROUP LLC
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GLASSTONE VENTURES LLC
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8784 European Fan Palm Aly Unit0
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Highly sought-after Lakeshore Preserves presents a rare townhome built by Toll Brothers. Features a rare MAIN FLOOR MASTER BEDROOM in this Villamar floor plan. Showcasing 10’ ceilings, 8’ doors, a GOURMET KITCHEN with center-isl (more...)
REOZOM
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Enjoy a newer home without the wait and stress of building! This 3Bed / 2.5Bath home is turnkey and move-in ready. Located on a fenced-in corner lot in the desirable WATERMARK community, this home is a MUST-SEE! Packed with curb appeal, the (more...)
BAR INVEST REALTY LLC
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Being re-sold for the 1st time by original owners, this spacious, well designed, expertly crafted Engle-built home is now in need of new owners! This beauty boasts a 3-way SPLIT FLOOR PLAN allows for all residents and guests to have their (more...)
MAINFRAME REAL ESTATE
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15500 Honeybell Dr
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4 BR | 3 BA | 2,034 Sqft | Residential
This beautiful, like new, townhome located in the heart of Horizon’s West has been lovingly cared for and maintained. This home features 4 bedrooms and 3 full bathrooms. The downstairs bedroom could double as an office, master bedroom (more...)
CREEGAN PROPERTY GROUP
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4 BR | 3 BA | 2,497 Sqft | Residential
Amazing opportunity to own and make your own. This house has been loved and ready to be loved again.Schedule your appointment today!
HOMEVEST REALTY
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14248 Pleach St
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EMPIRE NETWORK REALTY
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13224 Charfield St
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KELLER WILLIAMS WINTER PARK
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Winter Garden, FL 34787
4 BR | 2 BA | 1,721 Sqft | Residential
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EXP REALTY LLC
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3 BR | 3 BA | 1,874 Sqft | Residential
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11863 Chateaubriand Ave
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Beautiful two-story home on a spacious corner lot in the desirable Mabel Bridge community, ideally located less than 2 miles from Disney?s Magic Kingdom and 3 minutes leisurely walk through the neighborhood?s sidewalks to a brand new Elemen (more...)
SOLDBOT INC.
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* * Click on the Interactive Tour * * Private pool home featuring one of the largest floor plans in the community, Disney Fireworks at night, a real 3 Car Garage, wooded back yard view, and New HVAC. Welcome to The Lakes of Windermere, (more...)
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Reduced
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3 BR | 3 BA | 1,640 Sqft | Residential
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3 BR | 2 BA | 2,049 Sqft | Residential
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12831 Gracehill Ln
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3 BR | 3 BA | 1,617 Sqft | Residential
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2244 Romanum Dr
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Magnificent 5 bed 4 bath Home with fabulous open floor plan. The modern kitchen features granite counter tops, stainless appliances, a large eat-in island and open to the living room and dining room. This home is perfect for large families (more...)
HOMEVEST REALTY
New To Site
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7109 Old Pumpkin Ln
Winter Garden, FL 34787
4 BR | 2 BA | 1,783 Sqft | Residential
* View the Interactive Tours * Pet-Friendly and breathtaking views via the community boat dock on Lake Hancock are just a few of the excellent amenities that awaits you; Welcome to Independence! A pleasant front porch with mature trees (more...)
CENTURY 21 PROFESSIONAL GROUP INC
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Summary
Professionals In The Home Buying & Selling Process
Article Name
Professionals In The Home Buying & Selling Process
Description
When buying or selling a home there are some professionals you will need. Realtors, Home Inspectors, Loan Officers, Attorneys and more may be required. this article explains them.
Author
Publisher Name
WinterGardenNew