Professionals In The Home Buying & Selling Process

Professionals In The Home Buying & Selling Process

Mortgage Brokers/Loan Officers/Lender 

These are the first people potential home buyers should contact.  Without cash to buy in full a mortgage is needed.  The first step is the preapproval.  This lets buyers know how much of a loan they qualified for.  No guessing just the facts.  These are the licenced mortgage professionals and are up to date on the latest regulations and loan programs you may be eligible for.  Only a licenced mortgage professional should be contacted about mortgages.

Realtors/Real Estate Agents

These professionals are the next step.  But they can be the first step briefly.  Once the Realtor has the Preapproval it is time to shop for the appropriate property.  Realtors are the guides and line of defense in the home shopping experience for home buyers and sellers .  When buying new homes the builders sales team has the best interest of the builder not the buyer.  The buyers Realtor works for the buyer and is free, paid for by the builder.

Real Estate Attorneys

It’s a good idea to find a attorney that is right for you early on.  Find out pricing and how and what the real estate attorneys process is for reviewing contracts.  When it comes to legal questions about the buying and selling process only a licenced Real Estate Attorney should be used.

Title Companies

Title companies show up most of the time when a buyer places a down payment on a property.  Although some title companies also do a title search on a property that is being put up for sale.  This helps ensure the title is clear.  It is common now for title companies to hold the down payment on a home.  Brokers rarely hold down payment money anymore.

 

How to get ready for a home inspection. Rich Noto Home inspector Realtor

Home Inspectors

Play a big part in confirming the property is in ok shape to purchase.  The home inspector should be selected prior to finding a home. The reason is when a home is found it may only be a maximum of 15 days to have the home inspected.  It can be much less.  Try and select 2 companies.  That way if one is busy the other may be free to inspect the property.  If you like a second opinion, having a second inspection is the way to go.  As a home seller having a inspection done prior to sale will help ensure your home passes the buyers inspection. If the inspector finds issues this will give you time to repair them. A home inspection is a small cost for such a large Purchase or sale.  Some things to keep in mind.  A home inspection can not find everything.  It is a visual on the surface inspections.  Home inspectors unless the Inspector has additional licenses can not check for things like wood destroying organisms and mold.

Licenced Appraisers

The Appraiser plays a large role in the process.  Mortgage companies always have the home appraised to make sure the amount they are lending is what the home is worth.  If the appraisal comes back off the lender will not lend.  Appraisers also can and should be used by a homeowner to get a more exact value of the property.  Like a home inspection it is a small cost for a very large purchase or sale.

Tax Professional/Accountant CPA/Tax Attorney

This is the person who is licenced to give tax advice.  If you have questions about how your purchase, investment property, 1031 exchange or other tax related questions will affect you. These are the professionals.

Notary Public/Loan Signing Agent

This is the last person you will see.  The Notary will have all your loan documents.  As a signing agent the Notary is generally trained in what each document means.  Also where to sign and initial.  The Signing agent may give you a brief explanation of each document.  The Notary does not have the ability to answer questions about things like why the interest rate is a certain amount.  For document terms the lender would need to be contacted.

Contractors

Such as Roofing, Electrical, and Plumbing Contractors (Electricians/Plumbers/Roofers).  Structural Engineers are also very important. You might be wondering why?  Well your home inspector will be pointing out defects.  The report will suggest these contractors as required.  To get a price and professional opinion on the repair these home contractors should be selected early on.  Again the inspection period may be a max of 15 days but don’t be surprised to see 7.  Having to start hunting contractors with the clock ticking may be to late.

Stores like Lowes and Home Depot

As a buyer or seller that has had a inspection or just looking to make upgrades.  These stores are essential.  It could be as simple as getting a price on a new dryer, carpet, sink, front door or a full kitchen renovation.  Be sure to use the resources they have online and instore if you have any questions about pricing.  While home shopping I have found these stores were my regular stops after house hunting for the day.

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MLS# O5837878
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13869 Amelia Pond Dr
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4 BR | 3 BA | 2,278 Sqft | Residential
SUMMERPORT PICTURE PERFECT! Fall in love with this 4 bedroom 3 bath extremely well maintained home. As you enter the wood tile front porch through the keyless entry door you are immediately greeted by a large foyer and formal dining room (more...)
SOUTHERN HERITAGE REALTY, INC
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9532 Bay Vista Estates Blvd Unit1
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4 BR | 2 BA | 2,348 Sqft | Residential
This charming 1985 home located in Bay Vista Estates, in the Dr Phillips neighborhood, has had only one owner and is now in need of a buyer who will give it some TLC. The home greets you with solid wood double doors and a great split floor (more...)
BRIC REALTY LLC
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1625 Charlemagne Ct
Winter Garden, FL 34787
3 BR | 2 BA | 2,233 Sqft | Residential
Country Living In Tuscany. A Friendly Community! As you know, location is everything. Tuscany is a few minutes in walking distance or bike ride to the popular West Orange Trail. Only a short drive away and enjoy all that the quaint Winter G (more...)
POWERHOUSE BROKERS INT'L
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9014 Via Di Canti Drive
Windermere, FL 34786
4 BR | 4 BA | 1,888 Sqft | Residential
Under Construction. Brand new 4 bedroom 3.5 bathroom townhome available in Windermere's newest townhome community, Royal Estates Luxury Townhomes. This unit features a first-floor en suite, a half bath on the first floor, and a first-floor (more...)
INVESTORS INC
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3 BR | 3 BA | 1,727 Sqft | Residential
One or more photo(s) has been virtually staged. Move right into this beautifully UPGRADED END UNIT TOWNHOME! Your own personal oasis with a PRIVATE COURTYARD PATIO and NO REAR NEIGHBORS at Hamlin Reserve in the heart of WINTER GARDEN. A bri (more...)
WEMERT GROUP REALTY LLC
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5427 Gemgold Ct
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5 BR | 4 BA | 3,070 Sqft | Residential
Impressive, 5 bedroom, 4 bathroom home in the highly desired community of Summerport. This community remains one of the most popular neighborhoods in the area of Windermere. With plenty of room to entertain, the spacious floor of over 3,000 (more...)
407 PROPERTIES
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8013 Jeremy Joseph Aly
Winter Garden, FL 34787
3 BR | 3 BA | 1,696 Sqft | Residential
This Inviting Townhome features 3 Bedrooms, 2.5 Baths, with a Rear Courtyard and Detached 2 Car Garage. Open Concept Plan that includes a dining room-great room combination open to Kitchen that has 42 Designer Cabinets in java, Granite coun (more...)
RE/MAX BLUE WATER
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$325,000
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Winter Garden, FL 34787
4 BR | 2 BA | 1,972 Sqft | Residential
Welcome home! You’ll be right near the shopping and dining of Winter Garden Village and have quick access to main highways including 429, Florida’s Turnpike and 408. Enjoy weekends sipping craft beers a (more...)
DUMONT REALTY, LLC
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3 BR | 4 BA | 2,124 Sqft | Residential
Do not miss the chance to live in the upscaled community of The Cove at Hamlin. It is part of The Horizon West Town Center village, which is a lake front area that is highly walkable. Horizon West has been ranked the third fastest growing c (more...)
LOKATION
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$320,000
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MOVE-IN READY- END UNIT townhouse - CORNER LOT- POOL VIEW- FENCED patio. Absolutely Beautiful townhouse at desired Lake Burden at Windermere! END UNIT that gives you more living space and light! Very Well maintained - Stainless steel applia (more...)
REALTY EXECUTIVES CENTRAL FL
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Winter Garden, FL 34787
4 BR | 2 BA | 1,858 Sqft | Residential
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KELLER WILLIAMS AT THE PARKS
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Winter Garden, FL 34787
3 BR | 2 BA | 1,596 Sqft | Residential
Wonderful home with recent updates located on a cul-de-sac, nearly ½ acre lot, no HOA and public access to Lake John! Bring your water toys! Home has new tile floors throughout, fresh paint in and out, new central heat and ai (more...)
COLDWELL BANKER RESIDENTIAL RE
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Winter Garden, FL 34787
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RE/MAX BLUE WATER
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Winter Garden, FL 34787
3 BR | 3 BA | 1,807 Sqft | Residential
This beautiful 3 bedroom 2.5 bath pool home in Stone Creek has been well maintained. The private in-ground pool is in a screen enclosure in a privacy fenced back yard. The first floor has an open floor plan with all bedrooms on the second f (more...)
THE LISTING REALTY LLC
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BHHS FLORIDA REALTY
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IRM INVEST., REAL EST.& MGMT.
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3 BR | 3 BA | 2,226 Sqft | Residential
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Here are some common, annoying, Realtor buzzwords to describe this listing; LOCATION, LOCATION, LOCATION, COZY YET OPEN FLOOR PLAN, OPPORTUNITY, PRICED TO SELL, FIXER UPPER! Fortunately, for you, these words are pretty spot on. Lets break (more...)
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3 BR | 3 BA | 1,881 Sqft | Residential
Location is everything and the picturesque community of Lake Burden South is no exception to this rule. The Lake Burden South community features a stunning clubhouse, tennis and basketball courts, community pool, fishing pier, playground, (more...)
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Uniquely spacious floor plan featuring 4 bedrooms, 3 of them upstairs, of great size with huge loft and laundry. A nice size master bedroom is downstairs and features good size walking closet and shower and double sink. Kitchen has upgraded (more...)
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3 BR | 3 BA | 2,199 Sqft | Residential
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UNITED REALTY GROUP INC.
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13088 Kegan St
Windermere, FL 34786
3 BR | 3 BA | 1,982 Sqft | Residential
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TOP HOUSING LLC
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Windermere, FL 34786
3 BR | 3 BA | 1,881 Sqft | Residential
BEAUTIFUL CORNER UNIT TOWNHOUSE FOR SALE IN A DESIREABLE AND WONDERFUL LOCATION IN THE COMMUNITY OF LAKE BURDEN IN WINDERMERE!!! The property has 3 Bedrooms 2.5 Bathrooms, ceramic tile in all except carpet in all bedrooms, stairs and hall, (more...)
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REALTY INTERNATIONAL LLC
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11831 Vermillion Ave
Windermere, FL 34786
3 BR | 3 BA | 1,540 Sqft | Residential
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11073 Bagley Aly
Windermere, FL 34786
4 BR | 3 BA | 2,204 Sqft | Residential
Stunning new home comes with complete premium package upgrades in the desirable Westside Village on the new side of Windermere Horizon West. The interior of this home features granite counters, white 42 cabinetry with contemporary hardware, (more...)
RE/MAX ASSURED
New To Site
$339,800
MLS# O5835109
For Sale
1948 Pantheon Dr
Winter Garden, FL 34787
4 BR | 3 BA | 2,027 Sqft | Residential
Popular Alexander Ridge sub-division, with Community Pool, Playground, HOA Fee includes all lawn care. Very popular 4 / 3 Hamilton floor plan. 1 story home - move in condition, with 7 years left on Lennar's 10 year home warranty. Priced to (more...)
RE/MAX PROPERTIES SW
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Summary
Professionals In The Home Buying & Selling Process
Article Name
Professionals In The Home Buying & Selling Process
Description
When buying or selling a home there are some professionals you will need. Realtors, Home Inspectors, Loan Officers, Attorneys and more may be required. this article explains them.
Author
Publisher Name
WinterGardenNew